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Breeds Blacklisted by Va. Insurance Companies

Virginia Insurance Companies Blacklist Certain Dog Breeds

Dogs - and their owners - come in many kinds. Some pups are playful and eager, others more subdued and relaxed. Owners come as varied as the dogs themselves, with some pet lovers eager to bring Fido along to the coffee shop in a purse while others let their pooch roam freely through the neighborhood. Some argue there are no bad dogs, only bad owners. That's why many Virginia insurance companies have chosen to blacklist certain breeds from their policies. Since every pet owner is so different, blacklisting stereotypically "dangerous" dogs makes sense. Fair or not, German Shepherds, Rottweilers and Pit bulls all have bad reputations. But there's a big difference between a Rottweiler with responsible owners who provide training and proper socialization and those without. With proper training, dogs of all breeds are less likely to lash out and bite someone. Those dogs who aren't afforded that kind of treatment, however, are bigger risks. Since insurance companies have no way of enforcing "good" pet ownership, they have stopped covering many risky breeds of dogs. Though the pit bull advocacy community isn't happy with these kinds of policies, it's understandable why an insurance company might not want to take the risk of being held liable because of a misbehaving animal. Dogs are so unpredictable that even the best pet owners are surprised to see their beloved pups violently turn on them. Some advocates argue that dogs of all breeds and backgrounds pose the same risks. Should your insurance company blacklist your dog, you'll be responsible for any damage the canine might cause. Though most of us assume our pets would never attack someone, it's better to be safe than sorry. Check with your provider to ensure you'll be covered.

Virginia Dog Bite Lawyer

If you’ve been bitten or attacked by someone else’s dog, you have legal rights. Contact an experienced Virginia dog bite lawyer to discuss your situation. To setup a free consultation call 877-544-5323.

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